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  #1  
Old 02-12-2013
Clembo Clembo is offline
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Default RV Lot Liability Insurance

We recently purchased a RV lot in an RV resort and I am having trouble finding what I call "reasonably" priced owners liability insurance. I found it is actually hard to find an underwriter and so far the 2 quotes I did find were $850 & $950/yr. Homeowners will not cover it because it is "improved property" and putting it in the rental pool complicates the situation even more.

Has anybody out there had similar experiences?

Thanks,
Dan
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Old 02-12-2013
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Rick Davis Rick Davis is offline
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Dan, I am far from being an insurance expert, but in those circumstances (empty at times/multiple rental occupants) I would have thought those rates are not too far outside what I would have expected, when comparing it to my normal home insurance.
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Old 02-12-2013
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birds_first birds_first is offline
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You would think the RV park would have a list of agencies to pick from. What about those guys who own lots at TGO what do they do? Check with Pape & what was that guys name who sold his bird and bought a trailer? Richard!
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Old 02-13-2013
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Rob Robinson Rob Robinson is offline
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Quote:
Originally Posted by birds_first View Post
You would think the RV park would have a list of agencies to pick from. What about those guys who own lots at TGO what do they do? Check with Pape & what was that guys name who sold his bird and bought a trailer? Richard!
John that would be Richard Ramsey. I hope I spelt his last name correctly. If not, my apologies Richard.
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Old 02-13-2013
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Quote:
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John that would be Richard Ramsey. I hope I spelt his last name correctly. If not, my apologies Richard.
I knew that, I was just yanking Richard's chain...
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Old 02-14-2013
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Try Kirk Miller or Tracey at this Farmers agency. Foremost, a subsidiary of Farmers, has worked out exactly what you need with Kirk. He was the first and still might be the only agent doing this. Hold on to your wallet. It is not cheap when you add the lot liability to the RV insurance.

Tracey Melero
Office of Kirk Miller
Farmers Insurance
7220 Trade St Ste 360
San Diego, CA 92121-2324
License Number: 0F17377
858-240-2593 (Office)
858-875-0667 (Fax)
tracey.kmiller2@farmersagency.com
http://www.farmersagent.com/kmiller2
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