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How To Protect Your RV Investment. This forum is set up to discuss insurance needs, terminology & where to go to get the best possible coverage for your needs. From time to time we will discuss the issues and differences in insurance coverage. When would an appraisal be in your best interest & how often should you have an appraisal and where one could obtain a certified appraisal.

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Old 04-11-2018
rshrimp rshrimp is offline
Senior Member
Join Date: Apr 2016
Location: Myakka City
Posts: 1,518
Default Proves my point about Insurance quotes

I have said many times, If you don't like the price call again tomorrow and it will change. It's like buying an airline ticket.

I have Progressive. I purchased it online a month ago, right after the FMCA rally.
I pay about $750 for a 12 month policy.
While I was at the FMCA rally I filled out an insurance quote form with FMCA to get free hat or something...

I just got the quote. Exact same coverage, and with Progressive, and they want $1550!

Just proves my point that insurance quotes change with the tide!
Randy and Sonya Shrimplin
FMCA# F457849
Livin' the dream, next door to the Drysdale's in Beverly Hills FL!
Birdless for now.
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Old 04-11-2018
Nelson007 Nelson007 is offline
Senior Member
Join Date: Oct 2014
Location: Westminster
Posts: 213

Be very careful with Progressive. When I had a claim they were very bad to work with. I had 12 vehicles with them for 7 years and I ended up cancelling all my policies with them, due to their lousy service, they could care less about their customers.

Nelson Slinkman
Westminster, Maryland
1994 40ft
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Old 04-11-2018
Senior Member
Join Date: Dec 2015
Location: Lansing
Posts: 823

I think its always best to have an agent. I don't know if I'd ever buy insurance online and I buy just about everything online. With an agent, at least you have someone local to deal with and that has a vested interest in taking care of you.

Sky Cheney
1998 43' LXi #F119728
Lansing, Michigan
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Old 04-11-2018
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dlefty dlefty is offline
Senior Member
Join Date: Aug 2008
Location: Somers
Posts: 580

I have had a good experience with Progressive. I had a car fire (other ins carrier unfortunately) which caused paint issues & smoke damage on the BB. They made everything as far as claims go smoothly. It must be who I dealt with.

Best Regards,
Dan Leftwich
Somers NY
1987 35FC
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Old 04-11-2018
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birds_first birds_first is offline
RV Appraiser
Join Date: Jan 2008
Location: Louisville, KY
Posts: 5,271


But Randy you have to remember that the agent was also most likely getting a commission on that policy and relying on you to get caught up sucking in the fumes from the FMCA Rally. If you waited a day to two and called back the price would have changed again.
John McGinnis,
95WB42MD S60, Mid-Entry "B-Rex"
88FC35 (SOLD)
Louisville, KY/Jeffersonville, IN
2000 Jeep Cherokee
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