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Insurance, Vehicle & Towing, Taxes, and Lifestyle Costs Owning a Blue Bird isn't cheap. Questions or suggestions on how to handle these costs are discussed in this forum.

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Old 11-19-2009
Luvoekars Luvoekars is offline
Senior Member
Join Date: Feb 2009
Location: Venice
Posts: 204
Default Insurance cost

Curious what others are doing before I go shoping? I just received my insuance bill for the Bird for next year, and I'm currently paying $1295 for a one year policy. Does this sound about right to what others are paying, or should I be looking around. This policy is with Progresive.

Adam Walkup
Venice, Florida
1994 MCI Angola Conversion Series 60
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Old 11-19-2009
jwasnewski jwasnewski is offline
Senior Member
Join Date: Jan 2008
Location: Dahlonega, GA
Posts: 1,111

Mine is $440 per year with GEICO because it has an alarm, I have a commercial Class A drivers license, am over 65, I have no citations, am not a drug user, have been with them for over 10 years and all my cars and my Van are insured with them. Plus where I live. It is not a stated value policy but is full coverage.
Leroy Eckert
Dahlonega, GA

Former "Smoke N Mirrors" caretaker
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Old 11-19-2009
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Crit Bliss Crit Bliss is online now
Senior Member
Join Date: Jan 2008
Location: Cape Cod
Posts: 4,204

We pay about $750 in the People Republic of Massachusetts, we carry collision.
Crit Bliss
Cape Cod,ma
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Old 11-19-2009
bluebird62014 bluebird62014 is offline
Senior Member
Join Date: Jan 2008
Location: bunker hill
Posts: 112

Adam, our 99lx is around $640.00 a year for really good coverage. It's with Gilbert RV insurance brokers. Maybe it's the trailer and neat car's you take along. Gilbert is almost always at the FMCA gatherings.
Bob 99lx /Bunker Hill,Il.
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Old 11-19-2009
amweath amweath is offline
Join Date: Dec 2008
Location: Riverside Ca
Posts: 60

250.00 per year w/ Geico. Have my car also insured. This is for full coverage. I was paying more than double that amount untill I squawked. They transferred me to an RV "specialist" And my rate went down. Same thing happened w/ my BMW M/C.
I have a '85 PT36. I am a senior.

Art Weatherly
Riverside Ca.
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Old 11-19-2009
al perna al perna is offline
Senior Member
Join Date: Oct 2009
Location: ormond fla
Posts: 2,334

i also pay about 220 yr . thats full coverage 21 days a month on the road. we have an agreed value of 75k. but i too have 4 other cars with GEICO

2000 LXI Single Slide (sold)
1999 Prevost Vantare 45

Ormond Beach, Florida
386 290 3444
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Old 11-19-2009
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Turbokitty Turbokitty is offline
Timberlake Products Group
Join Date: Apr 2008
Location: Clearwater
Posts: 4,929

$538.00/year with Progressive. $500,000.00 blanket policy, full coverage etc., etc. $36,000.00 agreed value. My only vehicle with Progressive BTW. I have been told that insurance availability for coaches over 20 years old is limited?

Ryan and Michelle Saari
Timberlake Products Group, Inc.
1985 PT36
1983 FC35RB Left me for Atlanta!
Clearwater, Florida

Last edited by Turbokitty; 11-20-2009 at 09:47 AM.
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Old 11-19-2009
markusfmeyer markusfmeyer is offline
Senior Member
Join Date: Jul 2009
Location: Pennsylvania
Posts: 3,685

I'm about to get coverage for my 82 with Progressive, they didn't mention any issues with age.
Markus Meyer
Phoenixville, PA
1986 PT40 6V92
VB 1570
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Old 11-20-2009
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peteaeonix peteaeonix is offline
Former Bird Owner
Join Date: Jan 2008
Location: Ridgefield
Posts: 2,010

There are many factors, including full time vs. part time use and the state, etc. that you live in.

When I first got my coach we were going to full time -- and I registered the coach in Montana the first year, I was with AIS Insurance Agency -- and they charged $1819. for the year.

The next year, I signed on with National Interstate through FMCA. That was only $1108.
Then, I changed the registration to California (the full timing fell through but we were still rated full time because we were on the road over 5 months per year).

To my surprise, the insurance fee in California was only $855. (California, is usually a high cost state.)

I occasionally checked other carriers, but matching policy coverage, I never found a better price than National Interstate. You could "beat" the price with a lower valuation on the coach (ask Randy about how advisable that might be) or reduce some of the other coverage limits -- but on like coverage, it appeared that I could pay a fair amount more, but not significantly less.

Pete Masterson
(former) 95 WBDA 42'
(now) 2011 Roadtrek RS-Adventerous
Ridgefield, WA
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Old 11-20-2009
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Randy Dupree Randy Dupree is online now
Forum owner
Join Date: Dec 2007
Location: Port St Joe,Fl
Posts: 36,599

Thats interesting,the insurance being higher when the coach was registered in Montana.
Does anybody else have their coach registered in Montana?
If so,how much is the insurance?
I was thinking about doing the montana thing on my next coach...
Yeah,Petes right,don't price your coach to low,I have not gotten paid yet for my BBQ coach..

And,I have national interstate also.
email me at randy@randydupree.com only.

Randy Dupree
2000 LXI 43
Port St Joe Fl.

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