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Insurance, Vehicle & Towing, Taxes, and Lifestyle Costs Owning a Blue Bird isn't cheap. Questions or suggestions on how to handle these costs are discussed in this forum.

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  #1  
Old 11-19-2009
Luvoekars Luvoekars is offline
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Join Date: Feb 2009
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Default Insurance cost

Curious what others are doing before I go shoping? I just received my insuance bill for the Bird for next year, and I'm currently paying $1295 for a one year policy. Does this sound about right to what others are paying, or should I be looking around. This policy is with Progresive.

Thanks
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  #2  
Old 11-19-2009
jwasnewski jwasnewski is offline
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Mine is $440 per year with GEICO because it has an alarm, I have a commercial Class A drivers license, am over 65, I have no citations, am not a drug user, have been with them for over 10 years and all my cars and my Van are insured with them. Plus where I live. It is not a stated value policy but is full coverage.
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  #3  
Old 11-19-2009
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Crit Bliss Crit Bliss is online now
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We pay about $750 in the People Republic of Massachusetts, we carry collision.
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  #4  
Old 11-19-2009
bluebird62014 bluebird62014 is offline
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Adam, our 99lx is around $640.00 a year for really good coverage. It's with Gilbert RV insurance brokers. Maybe it's the trailer and neat car's you take along. Gilbert is almost always at the FMCA gatherings.
Bob 99lx /Bunker Hill,Il.
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  #5  
Old 11-19-2009
amweath amweath is offline
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250.00 per year w/ Geico. Have my car also insured. This is for full coverage. I was paying more than double that amount untill I squawked. They transferred me to an RV "specialist" And my rate went down. Same thing happened w/ my BMW M/C.
I have a '85 PT36. I am a senior.


Art Weatherly
Riverside Ca.
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  #6  
Old 11-19-2009
al perna al perna is offline
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i also pay about 220 yr . thats full coverage 21 days a month on the road. we have an agreed value of 75k. but i too have 4 other cars with GEICO
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  #7  
Old 11-19-2009
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Turbokitty Turbokitty is offline
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$538.00/year with Progressive. $500,000.00 blanket policy, full coverage etc., etc. $36,000.00 agreed value. My only vehicle with Progressive BTW. I have been told that insurance availability for coaches over 20 years old is limited?
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Last edited by Turbokitty; 11-20-2009 at 09:47 AM.
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  #8  
Old 11-19-2009
markusfmeyer markusfmeyer is offline
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I'm about to get coverage for my 82 with Progressive, they didn't mention any issues with age.
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  #9  
Old 11-20-2009
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peteaeonix peteaeonix is offline
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There are many factors, including full time vs. part time use and the state, etc. that you live in.

When I first got my coach we were going to full time -- and I registered the coach in Montana the first year, I was with AIS Insurance Agency -- and they charged $1819. for the year.

The next year, I signed on with National Interstate through FMCA. That was only $1108.
Then, I changed the registration to California (the full timing fell through but we were still rated full time because we were on the road over 5 months per year).

To my surprise, the insurance fee in California was only $855. (California, is usually a high cost state.)

I occasionally checked other carriers, but matching policy coverage, I never found a better price than National Interstate. You could "beat" the price with a lower valuation on the coach (ask Randy about how advisable that might be) or reduce some of the other coverage limits -- but on like coverage, it appeared that I could pay a fair amount more, but not significantly less.
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  #10  
Old 11-20-2009
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Randy Dupree Randy Dupree is online now
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Thats interesting,the insurance being higher when the coach was registered in Montana.
Does anybody else have their coach registered in Montana?
If so,how much is the insurance?
I was thinking about doing the montana thing on my next coach...
Yeah,Petes right,don't price your coach to low,I have not gotten paid yet for my BBQ coach..

And,I have national interstate also.
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