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How To Protect Your RV Investment. This forum is set up to discuss insurance needs, terminology & where to go to get the best possible coverage for your needs. From time to time we will discuss the issues and differences in insurance coverage. When would an appraisal be in your best interest & how often should you have an appraisal and where one could obtain a certified appraisal. |
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#21
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ok i still have progressive with no problems as of yet,,,actually got my rates lowered ,,,,
i dont get it is this a region or state thing ??
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mike mcgraugh 2003 LXI "Blacktop Gyspy" even a blind squirrel finds a nut once in awhile washington Il. |
#22
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Nope....they thought it was a bus conversion.....all okay now.
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Dennis Miller Alpine, Texas The Last Frontier 1990 PT 40WB Silver Edition |
#23
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Renewed mine end of July. Send notice, I paid it.
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Melvin and Charlene Pierce Scranton, ND "Smoke N Mirrors" Royale Conversion 1990 PT40WB |
#24
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Same here, notice and payment end of July. No problems at all. Of course, no claims...
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Stephen & Kathy Mahan Bubba & Mattie (malti-poos) Lynn Haven, Florida 1999 LXi 43 dual slide Honda CR-V toad 850 814 9022 |
#25
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I've always used State Farm, which also has my home, multiple autos, business, umbrella, etc. I hate to admit that I've had multiple claims, the largest for $10K back in 2005, but they've all been easily handled. A couple were windshield claims, one body (the 10K, on an SOB) and one property damage when I took out a park pedestal. I have even had a coach tow done through them without issue.
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Don Bradner Current: No RV at this time 2015 Jeep Grand Cherokee Prior: 2004 M380 Double Slide Prior: 1990 WB40 "Blue Thunder" My location: www.bbirdmaps.com/user2.cfm?user=1 |
#26
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I just canceled my Progressive Insurance through USAA, they would not do an agreed value. Farmers gave me an agreed value (used the McGinnis appraisal) and it was 1/3 of what Progressive was charging me.
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#27
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Progressive DOES indeed do agreed value. But, you need to go thru the right agent. I found not all agents even know about agreed value and will tell you Progressive does not do it. When in fact they DO. After having my coach appraised I went to several agencies. Found ONE that specializes in RV insurance. They knew what to do. Since March I have, in writing, in the policy, a full fledged agreed value policy with Progressive. The accepted the full appraisal value and wrote the policy accordingly. They broke the payments up in 4 equal payments. Price was reasonable too.
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Don & Jane 86 PT38 8V92 Pop Pop's Bus Jeep cherokee in 24' car hauler |
#28
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Your point about the right agent is solid, great advice for anyone shopping around. |
#29
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The only thing Progressive would not do is to insure my trailer for the appraised value. It's been customized and painted to match the coach, including aluminum trim to match. But Progressive had no way to do agreed value on it.
Certainly not the end of the world. It's still insured as a trailer so all is well.
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Don & Jane 86 PT38 8V92 Pop Pop's Bus Jeep cherokee in 24' car hauler |
#30
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I have had the same experience as Don. John M's suggestion to go with a independent agent seems to be a VERY practical suggestion .
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John Heckman Shippensburg Pa 1987 PT 36 The Bella Mia Sold |
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