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Insurance, Vehicle & Towing, Taxes, and Lifestyle Costs Owning a Blue Bird isn't cheap. Questions or suggestions on how to handle these costs are discussed in this forum.

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  #11  
Old 06-19-2018
arcaidy arcaidy is offline
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Join Date: Jul 2014
Location: Peachtree City
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We have an agree value policy from Farmers. Was super simple to complete on our side. The agent handled most everything. We just sent over some pictures.
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James Coffey
Peachtree City, GA
1983 PT35
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  #12  
Old 06-19-2018
Tim M. Tim M. is offline
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Join Date: Apr 2017
Location: Brighton
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Quote:
Originally Posted by LeRoy View Post
Wow, lots of progressives. I'll call everyone that was mentioned that wasn't on my list already.
Are there any kind of special riders that should be on a policy for a bus?
I believe the key to Progressive is to get the policy through USAA credit Union if possible. That was the best rate available a year ago when I started.
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Tim, Dawn, Grace & Paul Mendenhall
And a handful of dogs
Brighton, Mi
'91 WB40
"The Mendenhauler"

2001 SOB (SOLD!)
734-32o-6353
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  #13  
Old 06-20-2018
rshrimp rshrimp is offline
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Join Date: Apr 2016
Location: Myakka City
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Had Safeco, switched to Progressive. Safeco does not notify DMV and Progressive does.
I tried to renew my tags online. Cars went through fine (Progressive) but could not renew bus online. Said I needed to come in and bring proof of insurance. Went to safeco website to download card. Only the new card which was not yet valid was available. Called and got no help. They could not provide an insurance card that was currently valid! Policy was close to renewal. Unbelievable!

Called Progressive, got better insurance for less money (71K value) Printed out insurance card and went to DMV. DMV never ask for card as Progressive had already notified them that I was insured. House cars and bus with Progressive. One number to call no matter what happens. Done!
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Randy and Sonya Shrimplin
FMCA# F457849
Livin' the dream, next door to the Drysdale's in Beverly Hills FL!
2000 LX40 ME "Angry Bird!"
Body# 129047
RShrimp@Yahoo.com
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  #14  
Old 06-20-2018
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Mikenjackie Mikenjackie is offline
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Join Date: Jul 2012
Location: Full-timing
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Seems like I'm the odd one out! I have National General through Good Sam, mainly because I can take it "off the road" during winter for a much reduced premium. Also, they'll tow it home or to an approved repair facility, using the proper tow equipment, if it breaks down (luckily, haven't had to do so yet). But, as previous posts suggest, make sure windshield insurance is included; big $$ replacement item. You'll probably have $500 deductible, but when I had to replace mine, it would have been $1200!
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Mike & Jackie Williams
Fruit Heights, UT
385-477-9780
"Retirement Bird" 1997 43WB
"Silver Shadow"1988 PT-40 Concept Coach - Sold!
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  #15  
Old 06-20-2018
Dave Stokes Dave Stokes is offline
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Quote:
Originally Posted by Mikenjackie View Post
Seems like I'm the odd one out! I have National General through Good Sam, mainly because I can take it "off the road" during winter for a much reduced premium. ...!

Are you sure you still have National General? I had them as well, and when my policy was up for renewal last April, I got a notice they were no longer insuring RVs. My agent found me a similar Agreed Value policy with Safeco.
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David & Nicole Stokes
Valdosta, Georgia
'98 LXi 43'
'97 Jeep Wrangler
229-834-8677

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http://www.pamperedchef.biz/davidstokes
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  #16  
Old 06-20-2018
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Mikenjackie Mikenjackie is offline
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I'm paid up till the end of August...
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Mike & Jackie Williams
Fruit Heights, UT
385-477-9780
"Retirement Bird" 1997 43WB
"Silver Shadow"1988 PT-40 Concept Coach - Sold!
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  #17  
Old 06-20-2018
Lew Lew is offline
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Join Date: Mar 2018
Location: Naperville
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No coach and not insured yet, but I started with a quote from Progressive. The cost can very quite a bit depending on deductibles, coverages, and agreed value. The Progressive website lets you see how your quote will change depending on the options.

Would be nice to know which companies know class A RVs so as to get “real” (istic) insurance.

I think I need to weigh out how much I’m going to drive the monster to weigh out the cost/risk/benefit of coverage levels, deductibles, and other add ons.
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Lewis Berghoff
1995 42’ WLWB
Naperville, Illinois
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  #18  
Old 07-10-2018
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georgiavette georgiavette is offline
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Default Auto-Owners for RV?

We're trying to get our insurance coverage up to snuff since we received our appraisal so we've been working with an Independent agent who quotes via Auto-Owners. The underwriter has stated they will recognize the appraisal and I'm waiting to hear back if they'll write an agreed value policy. The price they quoted was 1/16th the cost that we've gotten from everyone else - has anyone ever used Auto-Owners for their BB?
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2001 LX 40 Millennium
Milledgeville, GA
(678) 438-3184
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  #19  
Old 07-10-2018
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photoadjuster photoadjuster is offline
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Location: Lubbock
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As an independant insurance adjuster (retired) I worked several thousand claims for Auto-Owners.



I found them to be determined to do the right thing. Where most of the other companies (over 50) I handled claims for required me to constantly take their training and to constantly keep their training manual updated with monthly mailings that instructed me on the most minor and non-factor items, Auto Owners simply instructed me to:



“Figure out what we owe and get it paid quickly”.


Good choice.
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Mike Stephenson
Lubbock, TX
1999 Beaver Patriot Thunder 425
2004 Forest River M B Cruiser (toad)
1978 FC35 (totaled by fire)
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  #20  
Old 07-10-2018
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Lance & Terry Lance & Terry is offline
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Location: Decatur
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Quote:
Originally Posted by georgiavette View Post
We're trying to get our insurance coverage up to snuff since we received our appraisal so we've been working with an Independent agent who quotes via Auto-Owners. The underwriter has stated they will recognize the appraisal and I'm waiting to hear back if they'll write an agreed value policy. The price they quoted was 1/16th the cost that we've gotten from everyone else - has anyone ever used Auto-Owners for their BB?
1/16 the cost. Am I reading that right?
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Decatur, Al
1994 WB
1979 FC31
1983 PT40 (Sold)
Lance.wilson59@gmail.com
386-785-5551
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